Archive for October, 2008

Is hail damage to a vehicle covered by homeowners insurance?

Friday, October 31st, 2008

JA asked: Just last week we had a severe hail storm and unfortunately it caused damage to my vehicle. Would that be covered by homeowners insurance since it was on the property at the time of the storm? I do not have full coverage on my car, that is why ...

Do you have to have homeowners insurance?

Tuesday, October 28th, 2008

cammy asked: I live in New Orleans, and I want to purchase a house soon. Since Katrina, insurance has gone up ridiculously high. Is it mandatory that I have homeowners insurance?

How do I dispute a partial denial of a homeowners insurance claim?

Friday, October 24th, 2008

Lisa asked: There was a hail storm in our area and may (most) homes had roof damage, including mine. 95% of the homes in my subdivision have gotten new roofs from homeowners insurance claims. However, my adjuster said my roof was not damaged "enough" to warrant a new roof, only ...

Buying home for first time, can someone tell me about homeowners insurance?

Thursday, October 23rd, 2008

crymeariver asked: My husband and I are about to close on a home and would like to know some about homeowners insurance. We are planning on getting it through our car insurance company, but just want to know if anyone has any advice as to how we can estimate ...

can a mortgage company force you to buy homeowners insurance though a certain insurance company?

Wednesday, October 22nd, 2008

mackenzie b asked: I thought it was legal for them to require you to have homeowners insurance, but not for the mortgage company to decide who you have to buy that insurance through.

I know your homeowners insurance is suppose to go up every year, but what is normal?

Tuesday, October 21st, 2008

dood asked: My homeowners insurance cost has gone up from $520 last year to $609 this year. Thats a 17% increase . Is that too much of an increase?

My son flushed my wedding rings down the toilet will state farm insurance cover that under our homeowners ?

Monday, October 20th, 2008

Angel M asked: I had my rings on the stand next to the toilet and sink in our master bathroom. I went into the bedroom tog et something and I hear the toilet flush and when I went in there to see what he was doing my wedding rings were ...

Is it possible to find out a neighbor’s homeowners insurance company without asking them?

Monday, October 20th, 2008

cwyln asked: We have a neighbor with a hazardous, threatening tree that they refuse to deal with or let us deal with. We've been told that if we alert their insurance company they will probably force the homeowners to remove it. But how can I find that info out?

How do you obtain homeowners insurance if your new home won’t be your principal residence right away?

Sunday, October 19th, 2008

Olivia D asked: We're buying a new home and had planned on staying in our rental for a few months while we make some renovations to the new house. However, our insurance company tells us that they won't give us a homeowners policy unless our new home is our ...

does a homeowner have to have homeowners insurance before they can rent their home out?

Saturday, October 18th, 2008

gothnurse asked: if you own a home and want to rent it out ...is it required by law that the home be covered by homeowners insurance?