mistersato asked:


I’m thinking about buying a condo in the Seattle-Tacoma area and renting it out. What sort of insurance do I need, beyond basic homeowners’ insurance? What about liability in case someone hurts him or herself in the apartment (not due to any neglect on my part)? This would represent a big financial step for me. Any landlords or insurance professionals out there who can advise me? Thanks.

kaybird00 asked:


The tree collapsed into my yard causing my grill and table umbrella to break, also broke the fence. He had the tree removed and repaired the fence but who pays for my broken stuff. The neighbor is saying that my homeowners insurance pays but shouldnt’s it be his???

littlebittykittycat0226 asked:


My daughter broke her arm at daycare. It turns out the lady doesn’t have liability insurance. She refuses responsibility and won’t give me info. Is there a way to find out her homeowners insurance carrier? (This is in KS)
More details, my daughter fell off a swing at the daycares house. First of all ,she is 5 and was left unsupervised. Second, she was swinging on a swing that was too high for her, the seat was about level with her chest. And last but not least, the daycare provider did not have the appropriate insurance, which I have found out is required by this state in order to be a licensed caregiver, so she is in trouble with the state for not having that insurance. I’m guessing an attorney is my only option.