MissTrip asked:


I am between bankruptcy and foreclosure. My “B” hearing was back in Oct 2007. My attorney told me to keep my homeowners insurance because until I moved I was still liable for any accident/injuries that occured. My question is what would happen if I needed to file a claim? How does my situation affect the payout of my insurance..

Daniel K asked:


I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to compensate me for my losses outside of the actual building of the house it self?

Yo asked:


I plan on calling the insurance company tomorrow, but before I do, I thought I’d ask here first, just out of curiosity, to see if this is generally a covered expense or not (and if it isn’t normally covered, if there are ever exceptions to allow something like this.)

A bad thunderstrom blew through, and following this a leak y wet spot developed the ceilings in one of the rooms. Not bad, but definitely coming through the roof, and definitely something that needs to be repaired.

Should I expect homeowners to cover something like this?

thanks.

brwzx asked:


Due to extended unemployment, a required out-of-state move, and inability to sell my home, foreclosure is underway. My homeowners insurance company hasn’t received payment from my mortgage escrow and is asking me to pay the bill. Obviously the mortgage company isn’t going to pay anything out of escrow right now. Do I need to keep homeowners insurance on the home while waiting for foreclosure to be finalized?

Kent B asked:


My house caught fire 4 years ago and I have been screwed on insurance ever since (understandable). My home owners insurance just went up another $500.00 this year for no reason. I got married 1 year ago, is it possible to file for new homeowners insurance uder her name??

Kelci H asked:


We are trying to buy homeowners insurance b4 hurricane season…we live in fl. but i wanted to know the right answers to ask the agents when i am shopping for quotes. Is there any? what are the basic questions? i want to make sure i’m covered for all the right stuff and i get what i want and need. thanks for all of your help!

mrsfcsn asked:


I am looking for a good company to get homeowners insurance with. I have looked at few companies and have gotten quotes from AIG, Progressive,geico, usaa, state farm, and farmers insurance. So far Farmers insurance is the cheapest and geico is the most exspensive but gives great coverage. I guess I would like to know are these companies any good and are there any websites that I can look at see reports about them.
Thanks

kajungurl318 asked:


A friend of mine is looking to buy a house and the pricethey think is higher than it is appraised for. They are trying to get the price the owner is asking lowered. Does buying the house at the higher price than appraised for cause problems when trying to get homeowners insurance. They have heard alot of people say stuff about it but am not exactly sure what to do. Is there anyone who is an insurance agent familiar with homeowners out there who can help with this problem?

Shi B asked:


I was doing some work at my neighbors house when I fell in their garage. When I got up I noticed that one of my implants had ruptured. Do you think their homeowners insurance will cover that?

m_spalding62 asked:


I am rephrasing my previous question here. Thanks to the few of you who did answer my previous question. Selling the house is NOT an option that we can do at this time. We are looking for reasonable homeowners insurance not, car insurance. If you know of any companies who can or will write a reasonable plan, please share them with us. Thank you