ILovePink_0607 asked:


The freezer won’t freeze anything, there is no ice in the ice maker- its just water, and everything is melting and spoiling. I believe it got hit by lightning the other night in a storm we had. Will Homeowners cover it?

mf mf mf mf mf fmf mf mfmfmfmfmf asked:


my home owners insurance sent me a letter stating i need new shingles, not a new roof but new shingles b 4 winter sets in or i will be dropped i cant believe this my shingles look fine but i guess i will replace them can u all tell me the pros and cons of replaceing new shingles since i have never heard of this r had it done

Alex C asked:

My house is basically a shell, but we’ve been conditionally approved for a line of credit to fix the house. We need to have home insurance, but if we go with any of the local insurers we’ll be turned down because of the condition of our house. It was built in 1897. Are there reputable online providers of insurance that don’t do inspections prior to approval? If so, recommend some.

Go Navy Beat Army asked:


I am refinancing and was wondering if I need to have both types of insurance.

llhanson14 asked:


I have soot damage all over my home. I don’t know if I should turn it in to my home owners.
My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.

Nawtqt asked:


Foremost Insurance will not renew my insurance until I send them proof that I have made repairs to a claim they denied.

Kimmie asked:


What are some things I should look for within in? What are some important questions I should ask? I have checked with my auto insurance company, and they are a little high, so I am researching other companies, but want to know what I should look for.

cristanine asked:


My Dog is sweet as ever and wouldn’t hurt anyone, why do Insurance do this to homeowners?

budbub asked:


We own a 1 unit of a 2 unit condo in San Francisco. We have a separate policy that covers our personal property within the walls of our unit. We and the owners of the other unit form the Home Owners Association, and are trying to figure out if we need a separate policy to cover the exterior and the yard, or if we can each get separate policies to cover our share. Any advice?

Jason B asked:


As we all know the property values continue to plummet. If my property value has depreciated a significant amount will my Home Owners Insurance be less due to the decreased value? Logically I say yes but I am a new homeowner and am unsure.