Archive for December, 2008

Does homeowners insurance cover our refrigerator if it got hit by lightning? And what would the process be?

Tuesday, December 30th, 2008

ILovePink_0607 asked: The freezer won't freeze anything, there is no ice in the ice maker- its just water, and everything is melting and spoiling. I believe it got hit by lightning the other night in a storm we had. Will Homeowners cover it?

home owners insurance threatned to cancel?

Monday, December 29th, 2008

mf mf mf mf mf fmf mf mfmfmfmfmf asked: my home owners insurance sent me a letter stating i need new shingles, not a new roof but new shingles b 4 winter sets in or i will be dropped i cant believe this my shingles look fine but i guess ...

Who provides no-inspection home owners insurance?

Monday, December 29th, 2008

Alex C asked: My house is basically a shell, but we've been conditionally approved for a line of credit to fix the house. We need to have home insurance, but if we go with any of the local insurers we'll be turned down because of the condition of our ...

What is the difference between hazard insurance and homeowners insurance?

Monday, December 29th, 2008

Go Navy Beat Army asked: I am refinancing and was wondering if I need to have both types of insurance.

Does anyone know if soot damage is covered by home owners insurance?

Sunday, December 28th, 2008

llhanson14 asked: I have soot damage all over my home. I don't know if I should turn it in to my home owners. My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out ...

Is it legal for homeowners insurance to demand photos and receipts of repairs done on a denied claim?

Saturday, December 27th, 2008

Nawtqt asked: Foremost Insurance will not renew my insurance until I send them proof that I have made repairs to a claim they denied.

How should I choose an insurance company for my homeowners insurance?

Friday, December 26th, 2008

Kimmie asked: What are some things I should look for within in? What are some important questions I should ask? I have checked with my auto insurance company, and they are a little high, so I am researching other companies, but want to know what I should look for.

My Homeowners Insurance cancelled me because I have a Pit bull?

Friday, December 26th, 2008

cristanine asked: My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?

What type of Home Owners Insurance do we need for our San Francisco condo?

Thursday, December 25th, 2008

budbub asked: We own a 1 unit of a 2 unit condo in San Francisco. We have a separate policy that covers our personal property within the walls of our unit. We and the owners of the other unit form the Home Owners Association, and are trying to ...

Does Home Owners Insurance Decrease with Property Value?

Thursday, December 25th, 2008

Jason B asked: As we all know the property values continue to plummet. If my property value has depreciated a significant amount will my Home Owners Insurance be less due to the decreased value? Logically I say yes but I am a new homeowner and am unsure.