diane e asked:


I’ve had a policy on my home but I want to make sure I’m not over or under insured. How do you know if it’s enough?

Joe J asked:

I am closing on a home today. The agreement calls for me to have home owners insurance on the home. Is is to late to get coverage today? It just slipped my mind with all I had going on. What do you suggest?

Amanda M asked:


We are moving to New Mexico this june and renting the house that we own. I know that as a renter you can get insurance above and beyond your landlords that will protect your personal belongings, but I wonder if we need to change our home owners insurance for our renters. Does anyone know, or know who would?? Thanks so much!

Michael J asked:


Looking for a ballpark figure, i need all you insurance guys or gurus to help me out! Its a 1200 sq ft single family house, in zip code 89129. Want a standard deductible. Four rooms would be covered at about 15K a piece. Built in 2003. What would be a ball park figure for home Owners insurance annually?

Thank you all who responded!

Lakeside5 asked:


I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a ***** going done. I have folks out who hae told me that my house is level. My question is, is this something that is covered by homeowners insurance?
talked with my insurance agent, as long as it is not foundation (which it has been looked at by a foundation company who said the house was level) then it would be covered.

flipmodesb asked:


I live in a townhome and my gas meter and ballard post was hit by somebody who then took off resulting in damage to the gas pipe and the post blocking the gas pipe (ballard). My town home association says it is my responsibility to pay for these. I feel it is there responsibility because these damages are outside my actual house and therefore not covered by my townhome insurance. Who should be responsible for the repairs?

stretch asked:


I am about a month away from closing on a house in the north eastern US and i would like some advice on insurance providers. Who is the best? Any i should stay away from?

aaron asked:


Im buying the home with cash and flipping it within about 2 months. So would i need homeowners at all? Policies usually are for one year i thought.

phuckfrankie asked:


Just spoke to a friend who purchased a house after Katrina that did NOT flood in the Katrina affected area insurance was $1200 / year. Now rates are $ 4500 / year same coverage same company. NO CLAIM. WHat’s the deal? How can they do this? Flood Insurance covers if the house floods. SO why are the rates so high?

What is everyone else paying in Louisiana and what part of Louisiana are you in?

I am looking to buy a home but cannot afford $ 375 / month just for insurance.

geraldtr1 asked:


I am looking to buy a home in Summerville & just got a quote for homeowners insurance and was shocked…….. A sale price of $220k and they want $2,700 a year for just home coverage, no autos. Many companies will not quote west of 95 & consider Summerville coastal. Anyone have insurers they could recommend that cover this area? Thanks.