Archive for February, 2009

Mastiff4me asked:


We live in California and have some long term (it may have just happened but we just now found it) water damage to our bathroom that we want to file a claim We have heard that if you file a claim that it will make it difficult if not impossible for future buyers to purchase insurance for your home…thus making it less desirable or much more difficult to sell.

We feel like this is why we have insurance. Should we fix the problems by ourselves or would you file a claim? Any suggestions from insurance brokers would be fantastic.

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Amanda J asked:


My boyfriend had his ex-fiance’s engagement ring and wedding band’s stolen. My mom told me that she thought home-owner’s insurance might cover it. Has anyone else heard about this, or know if it’s true?

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libra asked:


I have State Farm coverage on my home and auto. I filed a claim for hail damage and do not feel like I was treated fairly. All my other neighbors got new roofs, but they said my roof had nail damage and would not pay. I saw on the TV that State Farm and Allstate will go the extra mile to not pay fairly for a loss. I know there are better companies out there, just need some referrals.

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NoJustice asked:


I have a rental that is being forclosed on. Do I still need to pay for fire and dwelling insurance?

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Jay S asked:


My baby-mamma’s insurance was cancelled & she has not made the effort to get a new policy for almost a year. Can the mortgage company take her house?

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Kayla B asked:


I just recently changed my insurance to them and I can’t find any information. I just want to know if they are a good company to go with.

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mark h asked:


I was hurt on my land loards proprty and the manager won’t tell me the insuance companys name to file a claim
this person is a slum lord that won’t fix nothing

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Do I have to get Home Owner’s insurance?

itstimeformyshot asked:


I don’t really know anything about buying homes, but I’m considering buying my first house. I’ve heard that you have to have home owner’s insurance. Do you really have to get it or is it just an option?

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uh asked:


I am a single mother of two. In the past I have been using my tax refund to pay my homeowneres insurance but due to the increase I could not afford it. So I tried to get by saving what I had and coming up with the rest. But that wasnt fast enough for my mortgage co. And now I have to pay an extra $592.00 per month along with my mortgage for the next 10 months. Now what I did have save to get the insurance on my own has gone to them, and I cant afford to pay that extra money on top of my mortgage payment. I have been threatened with foreclosure. Any help will be appreciated.

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michael g asked:


Simple poll here – simple yes or no please. If yes , was it difficult to obtain and what was the extra cost ??? I don’t own the breed but couldn’t help wondering ??????????

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