trinam04 asked:


Attempting to buy a home and need homeowners insurance.

Johnny asked:


I recently purchased new town home and I need your advice on cheap (nice) home owner’s insurance.

Thanks!

faithlocket asked:


I am buying a house, cash, in Michigan. I know I am required to have auto insurance. Do I have to have homeowners insurance?

nickki asked:


I think they have been Red Lining! If that is the correct phrase. I recently changed my insurance company and found out that they have been charging me almost 5 Times what I will be paying for the same type of coverage. What can I do? I am unemployed and need my money

silver wings asked:


I will be living by myself in a rural area and need a good guard dog but homeowners insurance does not allow the breed I want. I do not feel safe with a Chihuahua or a Yorkshire terrier, what other options are there?

Happy asked:


I’m self employed (gardening business) and have 4 employees and I have lots of customers. I’m getting a homeowners policy but I’m wondering if I should get 300K or 500K personal liability coverage. Will this coverage also cover me if someone or my customers tries to sue me? For example, I heard if my kid was at the park and if something did happen and he injured someone personal liability should cover it. So would it also cover my business if anyone sues me? Someone recommended a umbrella policy but what is that exactly and what does it cover? How much would it cost?Because I won’t have a lot of income left after my two mortgage payments and miscellaneous expenses (including business expenses). thank you in advance.

j r asked:


Or vice versa. I have a home based business where no business actually takes place in the home but my address for the general liability policy is the home address. Will the general liability need proof of homeowners or will homeowners need info on general liability? If none of the business takes place in the home will the homeowners insurance company have a problem?

Jay asked:


i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i’m i supposed to do with my rottie? please help

Mark G asked:


We recently had a major hail storm move through the area and my home was pretty well blasted. I have roof, window and siding damage for which the insurance company estimated repairs at $9,800. The windows and roof without a doubt need to be replaced. The siding on the otherhand could probably wait since it is entirely cosmetic. If I choose not to replace the siding is that acceptable? I am from Arkansas if it varies by state. I would just assume to leave the siding as is and replace it acouple of years down the road all together when it really needs the work done.

lou asked:


1.) Spoiled food from a party where everyone had to leave, but the power was out so the food went bad.
2.) clothes that have mold because the storm happened With a full load.
3.) item flew on car denting hood.
4.)shutter missing. It was somewhat faded, will they replace all of them or will I have 1 that is miss matched?
5.)Pool damage. Our water was perfectly clear for the party and within 1 hour, there was shilgles, leaves, grass, branches, and otehr junk. Will they cover a person to fix it?

The otehr damage, I’m sure will be covered, but I’m not sure about how the above will be handled. Any clue?
Thanks
The power was out 2.5 days and I put some food on Ice. As far as the pool as the pool I usually do clean it, but the vac only gets normal stuff, not heavy things. I can get in it, who knows what kind of bacteria is in there with it sitting with all that in there. It is going to cost me, to get it right again.