Archive for June, 2009

Homeowner’s insurance increse after adding a hot tub?

Sunday, June 28th, 2009

Max B asked: Does anyone know roughly how much my insurance will rise if I buy a hot tub? I should add we have a two year old child in the house too. Any one have experience this rise?

Homeowners Insurance

Saturday, June 27th, 2009

What is Homeowners Insurance?Homeowners Insurance provides you with the coverage in case of a disaster. In the event of a disaster your homeowners insurance will provide you with financial protection. A homeowners insurance policy insures the home in which you live along with the possessions you keep in it.Home Insurance ...

Voluntary Vs. Involuntary Homeowners Insurance Coverage

Saturday, June 27th, 2009

Are you a resident of California? Texas? Mississippi? Louisiana? Florida? If you can answer yes to any of those then you're all too familiar with the difficulties people face obtaining homeowners insurance when they live in a high risk area. Insurance companies are often very reluctant to insure homes in ...

Does Homeowner’s Insurance usually cover broken water pipes?

Friday, June 26th, 2009

Mr Kranky asked: The main water leak seems to be closer to our curb by the street, but the City said it was on our property line. I'm a little skeptical, but I figured if it's covered then it won't be such an issue.

Saving On Nevada Homeowners Insurance

Wednesday, June 24th, 2009

--Saving on Nevada Homeowners Insurance Increase Your Deductible:  A deductible is the amount of money you pay on a loss before your insurance company pays for a claim. The higher you set your deductible, the more money you can save off the premium. Currently insurance companies recommend a minimum deductible of ...

Is the heating unit covered under homeowners insurance?

Wednesday, June 24th, 2009

nguyen_bobby81 asked: My heating unit has not been working and I finally got someone out today to take a look at it. Basically, there's a hole in the unit. If I replaced the whole unit, will my homeowner's policy cover this?

My husband beat me at our neighbors house party. Can I sue their homeowners insurance for my pain, suffering?

Wednesday, June 24th, 2009

gemininprecedence asked: They provided all of the alcohol and no food. I will not expand upon many details but this was a serious situation and our neighbors are sueing us for their son falling down at our house. I do not need opinions regarding marriage/relationship. Just the possibality of receiving ...

If you file a claim will your homeowners insurance go up?

Wednesday, June 24th, 2009

Bipolar Birdy asked: I have hail damage to my house and have to file a claim. Thank you.

Homeowners Insurance Explained

Tuesday, June 23rd, 2009

You know you need homeowners insurance to protect your home and your belongings. But do you know how much to buy, what it covers, and how to save on your premiums?How Much Homeowners Insurance Should You Buy?You need to consider two major factors:* How much it would cost to replace ...

As the homeowner, is insurance cheaper listed as a rental or as a second dwelling?

Monday, June 22nd, 2009

Sandy R asked: I have two homes, My son lives in one and I live in the other. Is it cheaper on the one my son lives in to insure it as a second dwelling or as rental property?