doglover24 asked:


I would also like to know if you have had any problems with neighbors being afraid or other people when you take him out where there are lots of people.

Jessi Z asked:


what does everyone pay for homeowners monthly etc and how much is your home worth? Just trying to see around the type of money we will need to shell out for insurance

salvatoreleonegta3 asked:


The person paid in cash. I have seen that you can submit pictures or video, a remote, what about witnesses?

g.milsteintorres asked:


The market value of the house is worth 300K.
The loan amount is of 275K.
The cost to rebuild is 200K.

Would you be required by the mortgage company to get insurance to cover the loan amount of 275K?

Touch asked:


I have two homes, insured by the same company. One of the homes will soon be in foreclosure (due to unforeseen circumstances). Will they drop the homeowner’s insurance policy on my other home (I am up-to-date on that one)? Will they increase my rate?

baebeecakes asked:


Home is in Rhode Island.

Wendy B asked:


No explanation. Is this common or did we do something that would cause this? We haven’t even been in the house for a year.

It’s hot. Really hot. So hot that even though it’s technically an impossibility you suspect you probably actually could cook an egg on the sidewalk. Summer’s knocking on your door, and it’s up to you to find a way to beat the heat. Your own backyard swimming pool is the best way to do it-but what’s a swimming pool going to do to your homeowners insurance?

Swimming pools and homeowners insurance have more of an on-again/off-again, uncertain, unpredictable and volatile relationship than most teenagers. How much your swimming pool will affect your homeowners insurance premiums and your ability to get coverage is going to depend strongly on where you live, what type of pool you have and, most importantly, what you’re willing to do to keep the people around you safe.

Why Does It Matter?

It’s easy enough to wonder why your swimming pool would have any impact at all on your homeowners insurance, particularly if you aren’t the parent of small children (or only slightly more sensible teenagers) and therefore aren’t likely to have people in and out of your swimming pool at all hours of the day and night. What most people don’t realize, however, is that they are responsible for any accidents that take place in and around their pool-even if the victim of the accident wasn’t invited, wasn’t wanted and was less welcome than a dead rat at Thanksgiving.

That’s right. If a complete stranger parks on the edge of your lawn, gets out, walks around to the back of your house, hops in your swimming pool and drowns, it’s your fault. It’s all a matter of liability-and since it’s your insurance provider that has to pay the bill for your liability claims they’re going to be extremely careful.

Location, Location, Location

In states like Florida or Texas, where backyard pools are almost as common as joggers by the Gulf, swimming pools aren’t going to have a significant impact on your homeowners insurance. On the other hand, if you happen to live in a northern state where it doesn’t stay warm enough in the summer to justify the expense of a pool and its upkeep you may find yourself paying out a little more each month. After all, your house just became the hottest party house in time!

How You Can Keep Your Homeowners Premiums to a Minimum

Nobody really wants to pay an absurd amount of money for their homeowners insurance, but no one wants to be without it in an emergency either! Lawsuits stemming from drowning, slips, falls and other nonsense that can take place in and around a pool are rarely inexpensive and always messy. Having to stand on your own in that situation is a nightmare. There are things you can do to protect your swimming pool and your bank account from disaster.

1)Build a fence around your pool to keep unwelcome visitors out.

2)Buy a pool cover, and keep it on when you’re not using it.

3)Post signs letting people know you have a pool, especially if it’s an inground.

4)Build your pool in the backyard rather than the front to keep it out of site of the street.



By: Anthony Peck

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ChoiceArizona asked:

How to Get Low Cost Arizona Homeowner Insurance

christina b asked:


My fence got knocked down in a bad storm we had and the wind tore my screens out of my back pourch along with the frame and we have a 500 deductible. I was wondering do they take that 500 out of the amount of damage or do we have to pay it up front?