2mortgageguys asked:

On this week’s episode of Show and Tell with The 2 Mortgage Guys, we’ve got special guest Alan Girton with Indiana Farm Bureau Insurance. Alan will be covering explaining the things you need to know when shopping for homeowners insurance and building your policy for your new home.

Sarbear asked:


the age of the item for proper replacement cost/depreciation: time in the home or a educated guess?

Craptacular Wonderment asked:


The home is either livable or NOT livable…it matters NOT what disaster ruined the home..

Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise?

How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren’t refunded some of that money you spend year after year after year?

Again, once you’ve paid in insurance the amount of the home value.. what difference does it make if you replaced the home ‘money-wise’ already in insurance premiums? Why not spend those premiums on a second home instead?

Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I’d love to hear more solutions.

pinkdaisy asked:


I didn’t ask you how much I pay, did I? Just wondering what other people are.

jshurt asked:

What you need to know about flood insurance for your home. 8/24/07 on TODAY.

Magnix2k asked:


for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property?

Thanks!

Mrs Captain asked:


About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.

carlyjj941 asked:


okay, i believe that my homes owners insurance is WAY out of line i want to shop around for a lower rate…. would i be dumb to fax out my existing policy ?? whats the best way to go about this ?

tragic_exile asked:


I’m already a licensed Life and Health Agent. I’m researching opening a P&C office. I know P&C commission amounts are lower than what I’ve had experience with but what is the industry average for an Independent Broker?

Egina asked:


When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering why this is important for them?! They just referred to their company policy and did not give me any meaningful reasoning. Thank you for your answer.