thechurchilldog asked:

Home insurance TV ad featuring Churchill the nodding dog coming to the rescue of hapless skier Eddie “the Eagle” Edwards. Join Churchill and get 50% off home insurance if you havent claimed in five years. Visit our website: www.churchill.com

TowerNZ asked:

www.tower.co.nz Check out tower’s house insurance policies online. Take out house insurance with TOWER and if you haven’t made a claim with us or with your previous insurer in the last year, we’ll discount your premium.

woroguda asked:


Does anyone know of any insurance companies that will let you pay your homeowner’s insurance in installments? We’ve owned the home for 5 years now and we missed the deadline on our last policy.

bruce_eel asked:


I have a 1000 dollar deductible and I made a claim to my insurance bc a snowstorm damaged my gutter. I realize repairing the gutter on its own will be significantly less than 1000 but I made the claim because I do not know if there is any other damage. If the adjuster comes out, makes an estimate, and the insurance company does not pay anything because the estimate is less than my deductible, will the premium still go up?

There are many different elements of AAA homeowners insurance that you need to know before purchasing any policies. Shopping for home insurance is like going to the store and picking out a new television. You need to compare the different options and costs, check availability, and find the one that suits you best for your specific insurance needs. You’ll also need to consider the cost of the insurance you purchase in relation to the various details and coverage included in your policy.

AAA homeowners insurance is usually calculated based on the property details, including things such as square footage, age of the home, updates, security features, and any prominent dangers that your home may have. Dangers include things like steep stairs without railings, uneven ground, and trampolines or other risky features. Also, if you live in a high crime neighborhood, this will make you higher risk as well. If your house is newer, you will likely pay less for AAA homeowners insurance, just because your house will be considered safer since it is up to date. However, just because your home is older doesn’t necessarily mean that you’ll pay more for home insurance. It all depends on the exact details of your home.

Homeowners insurance can be purchased from many different companies, both independently and through agents. Which option you choose will be largely up to you. No matter what you decide, you need to make sure that you shop around and compare your options so that you get the best possible deal on your AAA homeowners insurance. By comparing rates and quotes from different companies, you can ensure that you get the most coverage possible at an affordable cost. If you are privileged enough to be able to choose your own home insurance, you shouldn’t take it for granted.

Many mortgage companies and lenders require homeowners to purchase their home insurance from a specific company, as a part of the mortgage paperwork. They might give you no option, or some lenders will give you a couple different choices, but it’s still not as good of a deal as you could find on your own. Keep this in mind when going over a mortgage quote.

By: Costas Peppas

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dmh1973 asked:


My daughter got a splinter in her foot from my fiance’s hardwood floors. I could not get the splinter out myself as it was about 2 inches long and about as thick as a toothpick (pretty thick as splinters go i think). Well, I ended up having to take her to the emergency room (we don’t have an urgent care anywhere nearby and this was a saturday). I just got the bill and it’s $500. my question is this: would my fiance’s homeowner’s insurance cover this? and if so, would it cause his homeowner’s premiums to be increased?

Mrs J asked:


Last year it was insured for 1600 sq ft. This year they decided (on their own wihtout measuring it) that it is 3,000 sq ft!
Even the town taxes me at 1400 sq ft! The insurance company said the town does that to help ppl save on taxes but I’m not so sure I believe them. This town is money hungry. Its not like them to try to help someone. Unless they can help you part with your money.

My house is 1&1/2 story. The upstairs walls are slanted inwards in all rooms but one and the short hallway. It is a 4 bedroom but very small rooms.
The insurance company said to times length by width and then add 1/2 of that for the upstairs. Is that right? I’m not sure I believe them. All they want is my money!

ChristLover asked:


Or is there some other kind of insurance you have to get? (For now, it will be at a mobile home park until i buy some land).
FANTOMAS: I feel sorry for you. I hope you see the truth someday. And i dont know why athiests randomly attack christians. If you dont believe in god, FINE! But mind your own business. Dont try to spread your evil and ****. Your probably a Obama supporter too!

Marie G asked:


Hi everyone – I’m not sure if anyone can help me, but I thought I’d ask here…

I’m in school and an artist (in CA) a new project I’m working on depicts the recent wildfires and the people dealing with the aftermath (the good the bad and the ugly)

I had the idea of one of the structures of the piece being a home, but made out of strips from a homeowners insurance policy (paper mache of sorts) HOWEVER – I don’t own a home (literal starving artist here) and really don’t know anyone who does -

sooo, I was wondering if anyone who has a home and a policy, or an insurance agent even, would be willing to scan and e-mail me a policy (important info blacked out obviously) or if it is a blank form, watermarked up the hilt to ensure it can’t be utilized in any other manner…so that I can complete my vision…

I’d like to be able to duplicate it and cut strips so that when people look at this part of the structure, they will know and understand the meaning of the strips…if your/the policy has a clause about fire damage, even better…

my e-mail is marieofmanycolors@yahoo.com if anyone is willing to help me out.
thanks why am I here – but can you provide a link you are talking about? I tried to google as you suggested, I’m getting a lot of descriptions of what it is and links for quotes, but no forms…

Marie G asked:


Hi everyone – I’m not sure if anyone can help me, but I thought I’d ask here…

I’m in school and an artist (in CA) a new project I’m working on depicts the recent wildfires and the people dealing with the aftermath (the good the bad and the ugly)

I had the idea of one of the structures of the piece being a home, but made out of strips from a homeowners insurance policy (paper mache of sorts) HOWEVER – I don’t own a home (literal starving artist here) and really don’t know anyone who does -

sooo, I was wondering if anyone who has a home and a policy, or an insurance agent even, would be willing to scan and e-mail me a policy (important info blacked out obviously) or if it is a blank form, watermarked up the hilt to ensure it can’t be utilized in any other manner…so that I can complete my vision…

I’