alex-mommy asked:


I live in a moblile home and have double pane windows. My windows sweat and cause the wood on the inside to be damp and if they aren’t molded already the will be. Has anyone had this happen and will the insurance company pay for them to be fixed or is there a way for me to fix the myself where they won’t sweat?

Insweb asked:

bit.ly Good homeowners insurance doesn’t have to break the bank. Learn how you can reduce your homeowners insurance costs today with these five simple steps from the editors at InsWeb. … (more info) (less info)

Samuel B asked:


I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

Aero N asked:


Hi
Im thinking about using my insurance to repair water damaged area at my current house, would this increase my house insurance cost, if i moved to a new house. Or would the insurance be only high if i use the same insurance provider?

Your home and its contents probably represent your biggest investment, and you want to protect them with homeowners insurance from a top insurance company. But how can you easily find quotes from the best rated homeowners insurance companies? Here’s how …

The Internet Has Your Answer

The Internet lets you easily get quotes from the best rated homeowners insurance companies. First, you’ll need to gather some basic information about your home and insurance needs, including the following:

* Square footage of your home.

* Year your home was built.

* How far away the nearest fire station and fire hydrant are.

* Construction details about the home, such as the type of foundation, walls, and roof.

* Amount of coverage you want.

* Deductibles you want.

* Safety features in the home, such as deadbolts, smoke alarms, fire extinguishers, and security systems.

Once you have this information, you can go to an insurance comparison site, fill out information about your homeowners insurance needs, and quickly receive quotes from A-rated homeowners insurance companies.

The best comparison sites even let you talk online with insurance professionals online so you can ask questions and make sure you choose the best homeowners insurance company for you. (See link below.)

Check Their Ratings

By going through an insurance comparison site to select your homeowners insurance company, you know you’re getting a company that’s been rated to be reliable and financially sound. You can set your mind even more at ease by checking the company’s ratings on other sites. Again, the Internet will help you out:

* Go to the National Association of Insurance Commissioners (NAIC) Web site (naic.org) and select your state. You’ll then go to your state’s Department of Insurance website. This website is maintained by the Insurance Commissioner and lists licensed agents, companies, and each company’s complaint ratio.

* Check ratings from companies such as J.D. Power & Associates (jdpower.com), A.M. Best (ambest.com), and Standard & Poor’s (standardandpoors.com).

By: Brian Stevens

About the Author:

[carpwp:amazon{homeowner insurance}][/carpwp]

mustangs 71 asked:


I have a Two policies for my property one for homeowners and one for business. I was wondering if i can do away with my business and have additional options on my Homeowners because other buildings are covered in homeowners policy. Someone told me that additional building have 40 percent of the policy.

annak asked:


I unknowingly didn’t pay my house insurance for last year (Sept 2008-Sept 2009) and now the mortgage company sent me a letter stating that they assigned $1,900 for insurance of their choice, and which is double the market rate. How can they forcefully make me pay for the past? Nothing happened to the house during that time, thank goodness. Can i dispute this? They said they will put this on my escrow, so it’s not like i can just refuse to pay the bill. I now have insurance for this current year.

George Y asked:


My friends and I just rented a house in riverside, ca. Recently there was a break in and the window was broken, but the was was completely empty so nothing was lost. The landlord says we(the renters) must pay for window since the house is already in our possession, but it was before we actually moved our stuff in, so none of us really want to pay for it. I was wondering if it is California law to have house insurance on rented houses because insurance (might) cover for this? Any suggestions on what should be done?

Michael H asked:


Looking to get home insurance on new home. Looking for a good rate.