housewives5 asked:


separate insurance you can take out to cover the cost of your house if you are diabled or die!! Thanks!!!
This insurance was not required by our mortgage insurance, we took it out on our own to protect me and my kids if something if my husband is hurt or dies before our mortgage is paid off!!! I am a SAHM and he wanted to protect us!!!!
SAHM= stay at home mom

chris m asked:


( I know I have to call my insurance people, but I never seems to have a chance)
“I would think hard before I’d damage my claim history with such a small claim”~~~~~~~WHY?

AdviceOmercials asked:

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ipodman asked:


Car was broken into last night.. My driver side window was shattered, my dashboard was cracked. Stereo, 30 cds and my work briefcase were stolen. need to know if my auto insurance cover all property or do i have to use my home insurance too.

L Z asked:


By chance, will homeowners insurance cover emergency or vital plumbing repairs?

Robert W asked:


I am trying to reduce the cost of my home insurance and the biggest difference could come from not taking the legal cover. I am not sure whether this is a good idea or not, anyone had experience of this or know the finer details?

SM asked:


I am planning to buy a home . Close of Escrow is in 1st week of March but to process Escrow and Lending papers they need home owners insurance information . When do I buy the homeowners insurance ? Can I purchase it beforehand even though property is not under my name till close of escrow ? What if I buy it and deal does not go thru ? How does this process work.. Any feedback is greatly appreciated

Thanks

Jo asked:


Which of the following statements is TRUE with respect to property insurance?

A)A benefit paid by an insurer to an insured is called a premium.

B)A benefit may be paid under a property insurance policy even if the insured is entitled to sue a third party for causing the loss or damage in question.

C)Property insurance is called first party coverage only if the insurer sold the policy to a human being, rather than a corporation.

D)Property insurance is available for real property, but not personal property.

E)Property insurance is called third party coverage if one person buys insurance with respect to property that is owned by another person.

deneicia p asked:


i broken my nose at my friend house it cause me to get two blackened eyes,a scare on my forehead and my nose, and it also caused me to ***** two of my teeth and he has house insurance worth $300,00 to cover situation like this and i want to know what i should get?

loks asked:


if you are in the process of buying a home they require that so can you find your own insurance or you have to take the one they offer for the first year? it seem too much for the premium for the year they want to charge me. any advice