Archive for February, 2011

Question by Mrs Captain: Can I ever get home insurance again if a previous one has been cancelled?
About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.

Most comprehensive answer:

Answer by veg_rose
I am sure if you told new insurance company why it was cancelled then they would disregard why it was refused…..Refusal because of building defects or bad security is what insurance companies are looking out for not for petty spite reasons put forward by a bank..

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Take a moment to watch this short video about home insurance and then leave a comment.

Actions from 2006-2007
Video Rating: 0 / 5

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Question by Dave San: What is the cheapest home insurance in southern california?
I have heard that there is a california state home insurance program that you can get the cheapest property insurance, Does anybody know what it is called and how can i get a quote?

Chosen answer:

Answer by mbrcatz
LOL

I think you’re talking about the California FAIR plan, and ANY insurance agent licensed to sell property insurance in your state, can give you a quote.

It’s CHEAPEST, because it has very, very, very limited coverage.

If you know better then please let us know below.

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Florida Home Owners Insurance Rip Off

Combine this video with the excellent questions and answers given throughout this blog to improve your knowledge of house insurance.

Leonard Schmiege interviews nieghbors about how much their insurance has increased in the last year. The numbers are astonishing. This is due to something called ‘Citizens Insurance’ which was set up by the Florida legislature supposedly to help Floridians. If you watch this and vote Nov 7, 2006 for more of the same your out of your mind.
Video Rating: 4 / 5

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Question by Autumn Cat: Can your homeowners insurance policy be cancelled if you get a big dog?
I know someone who had a homeowners insurance policy that was cancelled because of a big dog that her friend gave her. Is that allowed?

Most comprehensive answer:

Answer by Katharine R
yes, it’s allowed. It has nothing to do with the size of the dog, but rather the breed. Certain homeowners policies will not insure homes with certain breeds of dogs; usually dogs like pit bulls, rottweilers, and dobermans.

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A question from : How much is home insurance in north natomas of sacramento?
We are planning to buy a home in north natomas sacramento area. We are just curious as to how much insurance might cost in this area including flood insurance considering it is in a flood zone. We are planning to spend approximatly $ 200,000.

Most comprehensive answer:

Answer by Thomas
homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.

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CT Homeowners getting flood insurance

Take a look at this video on homeowners insurance and then add a comment below to let me know what you think.

Last spring an entire yard in Old Mystic was flooded by what is normally a small stream. With all the snow pack residents are worried that it will flood this spring. The Governor says if you’re looking into buying flood insurance you will have to act fast.
Video Rating: 0 / 5

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A question from janey schreiner: Does home insurance cover when you rent out the house and the tenant causes a house fire?
Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the tenant to buy renter’s insurance? Where can i compare home insures? Thanks

Top answer:

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property insurance
by www78

Question by Bo D: What Is A Typical Starting Salary For an Insurance Property Adjuster?
Hi everyone.

I have 3 or 4 years experience in insurance, mainly in casualty.
I’m making the transition over to property as a field adjuster.

I was curious what carriers typically hire a property adjuster with 3 or 4 years of somewhat related experience at salary-wise? Thanks.

Top answer:

Answer by ChenobieTiger
I would check out Salary.com it will tell you what they make in your area.

Do you know better? Why not leave your own answer in the comments below!

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Question by sstteepphh23: Can i claim on house insurance for decorating accident ?
I have accidental damage on my house insurance policy but having read through the policy it notes that remodeling, renovating and alterations aren’t covered, i have managed to spill gloss paint on my carpet and haven’t been able to get it all off, does anyone think i can claim for it, im with the AA.
Thanks for the answers, have contacted my insurance company and they have accepted my claim, so the answer was yes!!!

Best answer:

Answer by g-p
i dont know try checking online but never heard of it

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