Comments on: Can I report my lost digital camera to my homeowners insurance? http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance Answers to all of your questions about homeowners insurance. Wed, 08 Feb 2012 05:03:37 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Phil http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-89 Phil Wed, 08 Oct 2008 22:52:57 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-89 You can, and it could be covered under mysterious disappearance. However, your deductible would apply ($400 - deductible = not a lot of money), and you might only have cash value coverage for your property, so this would be even less. And you could lose any loss free discounts that you currently have, might get in the future. It won't be worth filing the claim. You can, and it could be covered under mysterious disappearance. However, your deductible would apply ($400 – deductible = not a lot of money), and you might only have cash value coverage for your property, so this would be even less. And you could lose any loss free discounts that you currently have, might get in the future.

It won’t be worth filing the claim.

]]> By: mbrcatz17 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-88 mbrcatz17 Mon, 06 Oct 2008 10:53:23 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-88 Sure you can report it, but it's not covered unless you "scheduled" it seperately, and paid additional premium just for the camera. Reporting even an uncovered claim can count against you. Also, keep your deductible in mind. Sure you can report it, but it’s not covered unless you “scheduled” it seperately, and paid additional premium just for the camera.

Reporting even an uncovered claim can count against you.

Also, keep your deductible in mind.

]]> By: PHILIP C http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-87 PHILIP C Sat, 04 Oct 2008 05:15:18 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-87 was in a specified item or do you have a policy that includes/excludes such items was in a specified item or do you have a policy that includes/excludes such items

]]> By: ME http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-86 ME Fri, 03 Oct 2008 15:03:19 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-86 Unless you have the camera scheduled on your policy to cover loss by misplacing OR if you have an HO-5 form, then it's not covered so don't report it -- even if they don't pay the claim your rates could go up, and is it really worth it for what the camera is worth? You would still have to pay the deductible, which is probably $500 anyway, and at minimum $250. Unless you have the camera scheduled on your policy to cover loss by misplacing OR if you have an HO-5 form, then it’s not covered so don’t report it — even if they don’t pay the claim your rates could go up, and is it really worth it for what the camera is worth? You would still have to pay the deductible, which is probably $500 anyway, and at minimum $250.

]]> By: van_at_lincoln http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-85 van_at_lincoln Tue, 30 Sep 2008 05:32:04 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-85 Regardless of your deductible, losing something isn't a covered peril. It would be if you scheduled your camera but I'm sure you didn't do that... Regardless of your deductible, losing something isn’t a covered peril. It would be if you scheduled your camera but I’m sure you didn’t do that…

]]> By: shamieya http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance/comment-page-1#comment-84 shamieya Mon, 29 Sep 2008 23:23:27 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/can-i-report-my-lost-digital-camera-to-my-homeowners-insurance#comment-84 If it was not stolen from your home, it wouldn't qualify. and your deductible is probably over $400. If it was not stolen from your home, it wouldn’t qualify. and your deductible is probably over $400.

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