Comments on: Do I have to pay a deductible if I file a claim under my insurance ?(house insurance)? http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance Answers to all of your questions about homeowners insurance. Wed, 08 Feb 2012 05:03:37 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: mbrcatz http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance/comment-page-1#comment-2435 mbrcatz Wed, 17 Mar 2010 13:30:59 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance#comment-2435 Yes. Any time you file a property claim under your own policy, you pay a deductible. And theft coverage is NOT automatically included on all Texas Fair Plan policies. Yes. Any time you file a property claim under your own policy, you pay a deductible.

And theft coverage is NOT automatically included on all Texas Fair Plan policies.

]]> By: src50 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance/comment-page-1#comment-2434 src50 Mon, 15 Mar 2010 14:03:43 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance#comment-2434 Of course you do. Of course you do.

]]> By: c http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance/comment-page-1#comment-2433 c Mon, 15 Mar 2010 12:21:15 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance#comment-2433 yes. You will have to pay your deductible before you can use the coverage. You mentioned that you are with Fair Plan. In CA, Fair Plan doesnt have coverage for theft/burglary/vandalism. Its only for fire, and ppl go through that company if they cant get insurance elsewhere (due to brush etc). It might be different in Texas, but I would double check. yes.
You will have to pay your deductible before you can use the coverage.
You mentioned that you are with Fair Plan.
In CA, Fair Plan doesnt have coverage for theft/burglary/vandalism. Its only for fire, and ppl go through that company if they cant get insurance elsewhere (due to brush etc).
It might be different in Texas, but I would double check.

]]> By: golferwhoworks http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance/comment-page-1#comment-2432 golferwhoworks Sat, 13 Mar 2010 23:50:31 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance#comment-2432 sure -but with that if it cost as much or close to the deductible then I would not file as you will then have a claim on record sure -but with that if it cost as much or close to the deductible then I would not file as you will then have a claim on record

]]> By: V R http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance/comment-page-1#comment-2431 V R Thu, 11 Mar 2010 22:38:52 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/do-i-have-to-pay-a-deductible-if-i-file-a-claim-under-my-insurance-house-insurance#comment-2431 There are different times of deductible. The $1200. is probably if your house is burned or damaged. There is probably a different deductible if some breaks into your home. ( I am sorry I cannot remember the correct terminology) But yes, most likely you will pay a deductible. There are different times of deductible. The $1200. is probably if your house is burned or damaged. There is probably a different deductible if some breaks into your home. ( I am sorry I cannot remember the correct terminology) But yes, most likely you will pay a deductible.

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