Does anyone know if soot damage is covered by home owners insurance?
Sunday, December 28th, 2008 at
7:56 am
llhanson14 asked:
I have soot damage all over my home. I don’t know if I should turn it in to my home owners.
My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.
I have soot damage all over my home. I don’t know if I should turn it in to my home owners.
My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.
Tagged with: Home Owners Insurance • Many Candles • Soot Damage
Filed under: Homeowners Insurance
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If the soot was caused by the candles on one occurrence, then yes. But if it was cause by multiple times you burned candles, then you might be looking at a deductible for EACH occurrence. I would call a restoration company (i.e. ServiceMaster) and let them see where the soot is in your home. They should give you a free estimate. Look at that first and then determine if you think you should file a claim.
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And a lot depends on what insurance company you currently have. Good luck!