Comments on: Does Homeowner’s Insurance usually cover broken water pipes? http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes Answers to all of your questions about homeowners insurance. Wed, 08 Feb 2012 05:03:37 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: SoCal Guy http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes/comment-page-1#comment-1523 SoCal Guy Mon, 29 Jun 2009 01:55:57 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes#comment-1523 Insurance typically will cover the damage that water from broken pipes may have done to your home, although not the actual pipes themselves. Something you may want to look into, however is the fact that your insurer may offer a specific endorsement to your policy which will cover the pipes, too (you pay additional premium for it). My insurance company told me this after my main water line into my house ruptured due to corrosion (which they covered me for on the replacement of cabinetry, drywall, painting, etc.), wherein I had to pay the plumber myself $1,200.00! Look into it! The endorsement to my policy was only an additional $48.00 per year...so you do the math :( very good of them to let me know after all was said and done and the settlement was paid, huh?! Good luck! Insurance typically will cover the damage that water from broken pipes may have done to your home, although not the actual pipes themselves. Something you may want to look into, however is the fact that your insurer may offer a specific endorsement to your policy which will cover the pipes, too (you pay additional premium for it).

My insurance company told me this after my main water line into my house ruptured due to corrosion (which they covered me for on the replacement of cabinetry, drywall, painting, etc.), wherein I had to pay the plumber myself $1,200.00!

Look into it! The endorsement to my policy was only an additional $48.00 per year…so you do the math :( very good of them to let me know after all was said and done and the settlement was paid, huh?!

Good luck!

]]> By: Shade http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes/comment-page-1#comment-1522 Shade Sun, 28 Jun 2009 16:49:58 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes#comment-1522 Here anything attached to the house is part of the house. With water pipes you get a certificate from the plumber and you can claim back the water usage. There are cases where the insurance will pay for the repairs but you have to cut through a lot of red tape. If it is past the cut-off, you can cut it out thread it and join another pipe at relatively low cost and a lot of elbow grease. Here anything attached to the house is part of the house. With water pipes you get a certificate from the plumber and you can claim back the water usage. There are cases where the insurance will pay for the repairs but you have to cut through a lot of red tape. If it is past the cut-off, you can cut it out thread it and join another pipe at relatively low cost and a lot of elbow grease.

]]> By: William C http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes/comment-page-1#comment-1521 William C Fri, 26 Jun 2009 01:06:04 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/does-homeowners-insurance-usually-cover-broken-water-pipes#comment-1521 It is not covered. It is not covered.

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