Comments on: File a homeowners insurance claim due to theft but have no receipts?

By: Queen B

Queen B — Thu, 25 Jun 2009 17:16:40 +0000

file a police report first. then file the claim. they will pay you actual cash value of the items and once you replace them and submit receipts showing you have done so, they will pay you the difference to replacement cost of the items.

By: amust2407

amust2407 — Tue, 23 Jun 2009 06:52:59 +0000

Sure they’ll pay out. As an adjuster, you can’t expect everyone to keep EVERY receipt for every item in their home. Make sure you file the police report first though, because most policies will have an exclusion that won’t pay out if you didn’t file a report.

By: latebreakfast

latebreakfast — Tue, 23 Jun 2009 06:28:59 +0000

Yes, you can. You simply make a list of items, and their cost.
Give it to the insurance agent. Make sure a police report is filed first to give it credibility.