Homeowners insurance?
Saturday, March 20th, 2010 at
5:23 pm
Chellee asked:
this is a really dumb question, but I think my garage roof may cave in soon in a specific area. not a huge area and the shingles are falling off. Would homeowner’s insurance cover any of this if it does ‘cave’ in that spot?
this is a really dumb question, but I think my garage roof may cave in soon in a specific area. not a huge area and the shingles are falling off. Would homeowner’s insurance cover any of this if it does ‘cave’ in that spot?
Tagged with: Homeowner S Insurance • Homeowners Insurance • Shingles
Filed under: Homeowners Insurance
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If it’s caving in because it’s rotted and not maintained, no.
If it caves in because a tree lands on it, yes.
You have a duty to maintain your house. If you’ve let the leaky roof not be repaired, causing the wood to rot, etc, then this is NOT a sudden accidental thing – it’s an ongoing lack of maintenance, and not covered.