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	<title>Comments on: I recently had burglary at my home. How to get the maximum out of insurance?</title>
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	<link>http://homeownersinsurancequestions.org/homeowners-insurance/i-recently-had-burglary-at-my-home-how-to-get-the-maximum-out-of-insurance-2</link>
	<description>Answers to all of your questions about homeowners insurance.</description>
	<lastBuildDate>Wed, 08 Feb 2012 05:03:37 +0000</lastBuildDate>
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		<title>By: Scott D</title>
		<link>http://homeownersinsurancequestions.org/homeowners-insurance/i-recently-had-burglary-at-my-home-how-to-get-the-maximum-out-of-insurance-2/comment-page-1#comment-2281</link>
		<dc:creator>Scott D</dc:creator>
		<pubDate>Wed, 10 Feb 2010 05:53:21 +0000</pubDate>
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		<description>You may be reading the settlement wrong.  They normally give you a check for the depreciated amount.  When you buy your stuff, send them the receipts and they&#039;ll send you the check for the difference.</description>
		<content:encoded><![CDATA[<p>You may be reading the settlement wrong.  They normally give you a check for the depreciated amount.  When you buy your stuff, send them the receipts and they&#8217;ll send you the check for the difference.</p>
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		<title>By: KMcG</title>
		<link>http://homeownersinsurancequestions.org/homeowners-insurance/i-recently-had-burglary-at-my-home-how-to-get-the-maximum-out-of-insurance-2/comment-page-1#comment-2280</link>
		<dc:creator>KMcG</dc:creator>
		<pubDate>Tue, 09 Feb 2010 21:12:51 +0000</pubDate>
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		<description>Take the replacement item, it will be more than the depreciated value. Next time you renew your home owners ask about full replacement cost. Changing your coverage to that will cost maybe $50 more a year, but you won&#039;t have to deal with any of that depreciated value.</description>
		<content:encoded><![CDATA[<p>Take the replacement item, it will be more than the depreciated value. Next time you renew your home owners ask about full replacement cost. Changing your coverage to that will cost maybe $50 more a year, but you won&#8217;t have to deal with any of that depreciated value.</p>
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