If something was stolen out of my car, would I need to contact my home insurance or car?
Monday, September 6th, 2010 at
5:31 pm
rider476 asked:
My laptop was stolen out of my car while my car was at my house. So if I want to report this, do I need to contact my home insurance or auto?
My laptop was stolen out of my car while my car was at my house. So if I want to report this, do I need to contact my home insurance or auto?
Tagged with: Contact • Home Insurance • Insurance Auto
Filed under: Homeowners Insurance
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You would file under your homeowner’s policy. I would bet that the deductible would be more than just going to buy a new laptop. I would check that out before filing a claim.
If it isn’t part of the car, it is covered by home insurance. However, if you have a $500 deductible, and have a claims-free discount, it is cheaper just to buy a new laptop unless it is a VERY EXPENSIVE laptop.
Don’t leave valuable, and very portable, items in the car for any passing thief to steal.
home/and police
Homeowners or renters insurance. There will be a deductible applied so be sure to compare cost of the laptop vs deductible.