If you file a claim will your homeowners insurance go up?
June 24th, 2009 | by The Broker |Bipolar Birdy asked:
I have hail damage to my house and have to file a claim. Thank you.
I have hail damage to my house and have to file a claim. Thank you.


















3 Responses to “If you file a claim will your homeowners insurance go up?”
By quality r on Jun 26, 2009 | Reply
I’ve been told by adjusters that its not only the amount of the claim but more often the number of claims and frequency that will make your premiums increase or even cancellation. One claim may or may not make it increase. Your previous history will also play a part. Depends on whether you have the available cash to fix it or whether you want to play the odds with the insurance co. Best of luck
By mbrcatz17 on Jun 28, 2009 | Reply
If that’s your first claim in the past five years, likely it won’t go up – it’s probably be classified as a “cat” claim.
Ask your agent, though, to be sure.
By preacher: man of a few words on Jul 1, 2009 | Reply
Mine didn’t but I don’t live in a house.Sorry I hope its not to bad. We get hell damage around here every day with these two teen aged boys.HAHA.