Is home insurance quote negotiable?
Saturday, September 26th, 2009 at
7:58 am
sukanto asked:
Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?
Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?
Tagged with: Home Insurance • Insurance Quote • Quote Insurance
Filed under: Homeowners Insurance
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you might differences in companies but if you are trying to negotiate with the company you are dealing with, their quote is their quote and more than likely unless you change coverage, no change
Within most companies they offer several levels of insurance. For instance if you are willing to have a larger deductible or less items covered you can get lower rates. They sometimes also give you a discount because you have been with them several years or you include your car insurance with them or you have a newer home or security or such. But I have never seen then negotiate and offer the exact same coverage to two identical types of customers for two different prices.