Answers to all your questions about homeowners insurance.
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Nope. Flood is excluded on ALL homeowners policies, as is war, and nuclear radiation damages.
And, for the record, if Godzilla is your pet, damages he causes aren’t covered, either. Only WILD Godzillas damaging your home are covered.
Right…just like Katrina. The damage was done by flood waters and not by wind. Godzilla is no different…