My Homeowners Insurance covers Godzilla but not floods?

December 6th, 2009 | by The Broker |
Random Chaos asked:


So what if Godzilla coses a flood? Am I covered then.

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  1. 2 Responses to “My Homeowners Insurance covers Godzilla but not floods?”

  2. By mbrcatz on Dec 9, 2009 | Reply

    Nope. Flood is excluded on ALL homeowners policies, as is war, and nuclear radiation damages.

    And, for the record, if Godzilla is your pet, damages he causes aren’t covered, either. Only WILD Godzillas damaging your home are covered.

  3. By Insurance Pickle.com on Dec 9, 2009 | Reply

    Right…just like Katrina. The damage was done by flood waters and not by wind. Godzilla is no different…

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