What does a homeowners insurance adjuster do?
Tuesday, September 23rd, 2008 at
12:58 am
Starfly asked:
Any help would be appreciated. Over the weekend, i had a pipe/hose break and flooded my kitchen overnight. I know we need to make a claim with homeowners insurance. They said they will send out an adjuster to survey damage. What do I tell this adjuster? Do I need to make a list of stuff damaged? Will he help me get the most money i need? Any one with any experience please help Thanks.
Any help would be appreciated. Over the weekend, i had a pipe/hose break and flooded my kitchen overnight. I know we need to make a claim with homeowners insurance. They said they will send out an adjuster to survey damage. What do I tell this adjuster? Do I need to make a list of stuff damaged? Will he help me get the most money i need? Any one with any experience please help Thanks.
Tagged with: Insurance Adjuster • Stuff • Weekend Break
Filed under: Homeowners Insurance
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I am an insurance adjuster and I will tell you that different companies handle claims a little different. Most of the time the adjuster will come out and assess your damage and will either write up an estimate his/herself or request that you have someone write an estimate and submit to them. The main thing you need to tell the adjuster is what happened (if you know) and when it happened. Other than that, if you had any personal property damaged you may want to go ahead and start making a list of any items that had water damage just to help speed up the claims process. Property claims are a very simple process and I usually have mine handled within 24 hours of my inspection. Hope I helped answer your question!