Comments on: what is your annual homeowners insurance? http://homeownersinsurancequestions.org/homeowners-insurance/what-is-your-annual-homeowners-insurance Answers to all of your questions about homeowners insurance. Tue, 07 Feb 2012 04:19:43 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: mbrcatz http://homeownersinsurancequestions.org/homeowners-insurance/what-is-your-annual-homeowners-insurance/comment-page-1#comment-1541 mbrcatz Tue, 23 Jun 2009 03:45:09 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/what-is-your-annual-homeowners-insurance#comment-1541 It doesn't matter what *I* pay. You don't know what my coverage is, or my deductible, or how much it would cost to rebuild my house. And that $100,000 house that might cost $400 a year in Pittsburgh, could be $1,000 in Houston, or $2,000 in Florida. It doesn’t matter what *I* pay. You don’t know what my coverage is, or my deductible, or how much it would cost to rebuild my house. And that $100,000 house that might cost $400 a year in Pittsburgh, could be $1,000 in Houston, or $2,000 in Florida.

]]> By: SOUTH LAKE http://homeownersinsurancequestions.org/homeowners-insurance/what-is-your-annual-homeowners-insurance/comment-page-1#comment-1540 SOUTH LAKE Mon, 22 Jun 2009 07:59:53 +0000 http://homeownersinsurancequestions.org/homeowners-insurance/what-is-your-annual-homeowners-insurance#comment-1540 I pay $1,380 per year in Texas on a 4100 sq. ft home with a value of $500,000 . Insurance is higher here because of hail , tornado's , and the mold scare . Insurance is lower if you have less weather factors, but it can be higher if you live in an area of high taxes and corruption that increase the cost of building replacement value . Many real estate agents use a basic estimated formula of 0.5 % of the homes value . For example a $100,000 home would be estimated at $500 per year for insurance . I pay $1,380 per year in Texas on a 4100 sq. ft home with a value of $500,000 . Insurance is higher here because of hail , tornado’s , and the mold scare .

Insurance is lower if you have less weather factors, but it can be higher if you live in an area of high taxes and corruption that increase the cost of building replacement value .

Many real estate agents use a basic estimated formula of 0.5 % of the homes value . For example a $100,000 home would be estimated at $500 per year for insurance .

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