Where I can find home owner Insurance policy for my Rental Property?

3 Comments

1. Bruce S says:

   April 29, 2009 at 3:11 pm

   What you are looking for is renter’s insurance. This ind of policy protects your (as a tenant) from loss of your belongings _inside_ the property but not the actual building which houses your belongings. You can find renter’s insurance at any insurance agent who offers homeowners insurance typically.
2. Taylor T says:

   May 1, 2009 at 2:03 pm

   U get homeowners insurance on your rental property as you would the primary property you are staying in. If you have a mortgage on this property, homeowners insurance is required before you can close on the property and if you paid cash for it you would go to any insurance agency of your choice. Tell them you need homeowners insurance depending on the amount of the property and its condition will determine your monthly payment.
3. Mudisfun says:

   May 4, 2009 at 9:13 am

   From the question it sounds like you are the landlord…

   Call any of the major insurance players in your area and ask for a non-owner policy. This will cover your liability, the structure and a small amount for your personal property. Most landlords keep very little personal property in their rental homes however things like the stove (if it is a push in type unit) can be considered personal property since it is only coinnected to the home by the gas line and or plugged into the wall.

   I have my policies with Farmers however they may not be available in the state you reside in. Also, check with whomevery your primary home is insured with or whomever you have your car insurance with. Most companies offer discounts on multiple policies and or multiple lines.

   Check: State Farm, Farmers, Allstate, AAA, American Family etc… If your in CA, AZ, TX or FL I can refer you to some agents I have worked with in the past.

   Good Luck

   Kevin 866-562-6838 x 106