Consulting editor, Timothy R. Sullivan of McCormick Barstow in Fresno, CA [www.mccormickbarstow.com] and CEB Legal Editor Manager, Julie Brook [blog.ceb.com] discuss CEB’s newest book, California Property Insurance Law and Litigation. The book is designed to provide an overview of and to follow a first-party insurance claim from start to finish in California. In addition, attorneys of all levels of insurance claims expertise could use the book to get an overview of the insurance claims process, and to learn about the exceptions to general rules of the process. This book is the first of its kind which is exclusively devoted to property insurance. Also featured are emerging issues such as: coverage for terrorism, green building compliance, Chinese Drywall, volcanic eruptions, and more. Hear more in social media: LinkedIn: www.linkedin.com Facebook: www.facebook.com Twitter: twitter.com Visit the ad page bit.ly for more information or to purchase the book.
A question asked by Lisa: How do I dispute a partial denial of a homeowners insurance claim?
There was a hail storm in our area and may (most) homes had roof damage, including mine. 95% of the homes in my subdivision have gotten new roofs from homeowners insurance claims. However, my adjuster said my roof was not damaged “enough” to warrant a new roof, only repair/patching to the back side of the roof. I have Allstate and so do several neighbors. Their claims were paid, in full, with now questions asked. The difference between my claim and theirs is the adjuster. They all had a different one than me. I have called and written the main office locally and the corporate office in Illinois, to no avail. They tell me my only recourse is to take them to court.
Best answer:
Answer by kirsten h unfortunatley they are probably right. the adjuster has the decision power…you can try calling the insurance commissioner in your area and file a complaint. if you cannot get them to replace the roof, be sure you have something in writing as to the damage, and repairs, so that if you have a leak in the future you can bring the same adjuster back out to re-evaluate it under the same claim so you do not have to file another one. keep the adjusters name, phone number and claim number with your records!
A question from tm: Would my car be covered under house insurance?
I am taking 3 months off, and going abroad. Could I cancel my car insurance, and put it in the garage? Would it be covered?
The No 1 answer:
Answer by Huntsman Quick note:
Doing this can hurt you. When you sign up for insurance again they will ask you if you currently have insurance. Not having current insurance is likely going to increase your rate. (for some reason it looks bad to insurance companies when you go for a time without insurance – ask anyone)
Better idea is to call your current car insurance company.
They may give you a price break
Question posed by : Compare home and contents insurance quotes: Fastest way to compare home and contents insurance quotes?
My home and contents insurance has gotten so expensive. I have never filed a claim and my home insurance rate has doubled. I dread the thought of spending a week getting quotes. Is there a easy way to get and compare home and contents insurance quotes?
Most detailed answer:
Answer by car253 You can get as many quotes as you want in one day or even one hour. Just call around and have them emailed or faxed to you.
Whether you agree or disagree, why not leave your own thoughts below.
A question asked by : Advice on the CHEAPEST house insurance available in Ontario Canada?
I am a first time home buyer. The house insurance quotes I have got thus far are ridiculous. If anyone could recommend a good provider + the # I would really appreciate it. Has to be available to Canada Ont. thanks
Top answer:
Answer by Gambit The first place you should look is with the insurer who insures your vehicle. The second place is to contact a local insurance broker in your area and ask them for a quote. As I have no idea the details of the house you are buying the quotes you have received so far may or may not be typical of your situation. People buying home insurance for the first time would not be eligible for many discounts such as loyalty or claims free.
How about adding your own answer to the comments below!
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Question posed by jritchey29: What property and casualty insurance companies are in North Carolina, not including agent offices?
My husband and I are looking to move to North Carolina and we don’t have a specific city. We want to start looking for Property and Casualty insurance jobs that are in NC but we don’t know what companies there are. We don’t want to work for agent offices but hopefully for a larger company. Could someone please provide us with a list of companies?
Most comprehensive answer:
Answer by mbrcatz You go to the NC insurance department website, and it will list all property casualty insurance companies licensed to do business in that state.
Frankly, if you’re not resourceful enough to come up with that list on your own (and posting to YA for it??), you’re going to have a hard time landing that job.
Not agencies – does that mean you’re not licensed???
A question asked by Pebble da rebble: Do I need house insurance in my name after my husband has left?
The house insurance is in his name but he does not live here and i have been told that makes it invalid.
Thank you four for trying, but i am after the legal answer as i cannot afford it right now and i will only do it if it is absolulty necessary.
Top answer:
Answer by Tatiana Better to change it than be sorry when something happens and you can’t use it. Yes I would change it.
