Sarbear asked:


the age of the item for proper replacement cost/depreciation: time in the home or a educated guess?

salvatoreleonegta3 asked:


The person paid in cash. I have seen that you can submit pictures or video, a remote, what about witnesses?

Vegas03 asked:


I recently had some water damage to my basement and I am filing a claim. How does the process work?

Mark G asked:


We recently had a major hail storm move through the area and my home was pretty well blasted. I have roof, window and siding damage for which the insurance company estimated repairs at $9,800. The windows and roof without a doubt need to be replaced. The siding on the otherhand could probably wait since it is entirely cosmetic. If I choose not to replace the siding is that acceptable? I am from Arkansas if it varies by state. I would just assume to leave the siding as is and replace it acouple of years down the road all together when it really needs the work done.

peridot251970 asked:


We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role does the ins company play?

peridot251970 asked:


We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role does the ins company play?